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Get to know: Chris Painter, AIS co-owner and commercial lines team leader

Nov 16 2017 Your wife, Courtney, and her brother, Doug Erwin, started AIS in 2000. You joined AIS in 2007 after majoring in civil engineering at the University of Pittsburgh-Johnstown and then working for a decade in the engineering and construction field. How did that... more

What you need to know to manage workers' compensation costs

May 2 2017 Workers' compensation was the first form of social insurance in the United States: The first law was enacted in 1908 to cover federal civilian employees. Today, all 50 states, plus the District of Columbia, Puerto Rico and the U.S. Virgin Islands, have their... more

With inland marine coverage, your tools and equipment are covered wherever you take them

Oct 3 2016 A construction site can go from being a hub of activity during the day to utter blackness overnight. A chain-link fence surrounding the property can deter thieves, but you'll often read about the theft of tools and equipment. And we're not talking about a... more

Permanently attached equipment specifically should be noted when contractors buy commercial auto insurance

Jul 25 2016 If you're a building contractor, your truck is your livelihood. You spend an awful lot of time in it, driving to and from work sites. It's your home away from home, so it's likely you've modified it to accommodate so-called permanently attached equipment,... more

If you provide a professional service, you should consider professional liability insurance

Feb 9 2016 For all of the talk about gridlock in politics, some issues elicit bipartisan agreement. Take, for instance, Pennsylvania Act 65 of 2012. In June of that year, legislation mandating that all dentists in the commonwealth have professional liability insurance... more

Business insurance coverage starts with a general liability policy

Jan 14 2016 The U.S. Small Business Administration recommends that businesses assess their insurance needs on an annual basis. As a business grows, after all, so do its liabilities. A good place to start is with general liability insurance, also known as commercial... more

Fiduciary liability: Make sure you're covered or you could wind up looking like this guy

Aug 10 2015 With so many necessary insurance coverages to consider, a busy business owner and/or executive might overlook or minimize the importance of fiduciary liability. Warning: An oversight or misstep in this area is like a ticking time bomb. A fiduciary duty is a... more

Required if you have employees, workers compensation insurance can be costly and confusing

Jul 14 2015 A recent workers compensation claim crossed our desks and had us seeking case law to learn more. An employee who sustained a work-related injury was prescribed a treatment regimen with the goal of returning to work either in a modified or full-duty capacity.... more



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