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Top of mind: When do you need to replace your roof?

Apr 3 2017 In early 1963, The Drifters had a big hit with the song, "Up On The Roof," which began: When this old world starts getting me down
/And people are just too much for me to face/
I climb way up to the top of the stairs
/And all my cares just drift right into... more

One in 15 homes in U.S. has a radon problem: does yours?

Mar 20 2017 In 2014, a home in Lehigh County, Pa., was found to have the highest radon level ever recorded in the United States. The concentration was more than 900 times greater than the U.S. Environmental Protection Agency's action level of four picocuries per liter.... more

Taking a shine to solar power for your home

Mar 6 2017 The solar power industry announced its presence with blinding authority in 2016. For the first time in history, solar topped gas and wind as the top source of new electricity-generating capacity, which nearly doubled from 2015. The solar industry accounted... more

It's snow lie: Here's the scoop on your responsibility for sidewalk shoveling

Jan 23 2017 When it comes to snowfall and your driveway, how quickly you tend to shoveling is up to you. Maybe you're an early riser and get right at it. Perhaps you're a procrastinator, and you'll get around to it when the inspiration hits. [For tips on how to shovel... more

Big-ticket Christmas gifts and their insurance implications

Dec 12 2016 Purchasing all the gifts listed in "The Twelve Days of Christmas" will set you back $34,363 this year, up from $233 in 2015, according to the 33rd annual PNC Wealth Management Christmas Price Index. Of course, maybe a recipient would prefer a high-end guitar... more

When dog bites man, your homeowners insurance could bite back

Nov 14 2016 Welcoming a dog into your home comes with a long checklist of considerations, from leashes and food dishes to potty training and socializing. One other item that bears significant thought is insurance liability should your dog bite or attack someone. Dog... more

Get your family ready in the event of an emergency evacuation

Oct 17 2016 Hurricane Matthew left a trail of devastation in its wake, claiming more than 1,000 lives in Haiti and at least 33 in the United States. The Category 5 storm also caused billions of dollars in property damage. Florida Gov. Rick Scott had a simple message as... more

If a neighbor's tree falls on my house, who pays for any damages?

Sep 19 2016 The subject of trees falling can lead to intriguing philosophical questions. For instance, if a tree falls in the forest and no one is around to hear it, does it make a sound? But we're more about practical matters at AIS. Suppose your neighbor's tree,... more

Water line protection: low cost for a low risk

May 31 2016 A letter from Pennsylvania American Water began with a series of bullet points, the first of which noted that one of the recipient's neighbors "recently had their water pipe repaired." The letter, which arrived in a residential mail box in Hershey, promoted... more

Most homeowners policies don't provide flood coverage, but it can be purchased separately

May 2 2016 September will mark the fifth anniversary of massive flooding in central Pennsylvania caused by Tropical Storm Lee. In Hershey, the flood water buckled pavement at the Route 322 off-ramp near Hersheypark Drive; submerged Pizza Hut; drowned a bison at... more



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