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All You Ever Wanted to Know About Insurance

Because you have a website -- and other reasons why cyber liability insurance makes sense

When news organizations compile annual lists of the top data breaches, it's a good indication of the frequency with which they occur and their scope. Through late November 2015, the number of U.S. data breaches stood...

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Life insurance Q&A with AIS personal lines agent Tracy Hartman

Tracy Hartman joined Advanced Insurance Solutions as a personal lines agent. A 10-year veteran of the insurance industry, she has a particular interest in life insurance. She explains her philosophy and the importance...

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5 smart phone apps for a safer, healthier, more economical holiday season

Smart phone apps are available by the millions, with more coming all the time. But research shows that Americans have a limited appetite for them. On average, according to Nielsen, U.S. smart phone users accessed 26.7...

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Bringing 'Hope' to the world's impoverished

In the East African country of Burundi, poverty abounds. But a couple with six children takes out a loan from the savings group to which they belong to expand their small farm and tailoring business. In Moldova, one of...

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Get ready for winter with a car emergency kit

Santa's checking his list, and he's checking it twice. But we're not talking about what all of the children want for Christmas. We're referring to the list of things he needs to ensure safe travel on Dec. 24, such as...

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Oh, deer: Here’s how to reduce the risk of a costly collision with Pennsylvania’s state animal

It doesn't get any more Pennsylvania than Perry Como, the pride of Canonsburg, Washington County, crooning "Home for the Holidays." "I met a man who lives in Tennessee, and he was headin' for, Pennsylvania and some...

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Keeping up to speed on antique and classic auto insurance

For several days each October, the Sweetest Place on Earth becomes the place for eyeing one sweet ride after another. Hershey annually welcomes the Antique Auto Club of America's Eastern Fall Meet, which describes...

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8 scenarios for which you need life insurance

If someone will suffer financially when you die, then you probably need life insurance. It provides cash to your family after your death. Known as the "death benefit," it replaces your income and can help your family...

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4 insurance tips if your child is going to college

You had a talk with your college-bound son or daughter about making wise decisions in their lives. Now also is a good time to have a conversation with your insurance agent. A child leaving home has implications for his...

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Jaci’s mission trip to the jungle of Ecuador

Jaci Wildner has been volunteering since she was a high school student in Lewisberry, York County, with organizations such as Big Brothers Big Sisters and Habit for Humanity. She also has traveled extensively, both as...

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Fiduciary liability: Make sure you're covered or you could wind up looking like this guy

With so many necessary insurance coverages to consider, a busy business owner and/or executive might overlook or minimize the importance of fiduciary liability. Warning: An oversight or misstep in this area is like a...

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Follow these tips to prevent carbon monoxide poisoning

A brother and sister travelled to a family cabin in Maine to celebrate his high school graduation and her 22nd birthday. What should have been a joyful week soon turned tragic for the siblings and two other adults who...

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Required if you have employees, workers compensation insurance can be costly and confusing

A recent workers compensation claim crossed our desks and had us seeking case law to learn more. An employee who sustained a work-related injury was prescribed a treatment regimen with the goal of returning to work...

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Proudly we hailed: 15 patriotic quotations for America’s birthday

America celebrates its 239th birthday on the Fourth of July. Many of us will mark the day with flags and fireworks, at picnics and parades. It's a wonderful time to share our love of America with friends and family...

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12 water-saving tips for summer

Severe drought will cost California $2.7 billion in revenue and more than 18,600 jobs this year, by one account. But its effects will be felt by most of us in the form of higher food prices, considering that California...

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Grin but don’t bare it: cover up with sunscreen to prevent skin cancer

It was good advice in 1997 and remains so today. Nearly two decades ago, Chicago Tribune columnist Mary Schmich wrote an essay in the form of a commencement address to the Class of 1997. Titled "Advice, like youth,...

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A safe bet for your road trip is to check tire pressure

The road trip is back. Memorial Day weekend travel volume - the vast majority of it by automobile - is expected to reach a 10-year high in 2015, according to the AAA auto club. Some 37.2 million Americans are forecast...

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Pennsylvania’s peak tornado season runs May through July

If you live in Hershey or Hummelstown, it's a safe bet that your family headed to the basement or an interior room on the evening of April 20, 2015. Emphasis should be placed on "safe," as the National Weather Service...

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12 gas grill safety tips

Having a certified propane tank is an important part of ensuring the safe operation of your gas grill. Tanks require recertification when they reach 12 years of age. Speaking of the number 12, here are a dozen gas...

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Tanks for the memories: your grill’s propane cylinder might be expired

Your mouth waters as you toss chicken and steaks onto your gas grill. You take comfort in knowing that the poultry and beef are fresh, delicious and safe to feed to your family. Speaking of safety, have you given any...

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You should spend more than 15 minutes on your car insurance

What's the magic of 15 minutes? There's a famous quote, often (perhaps incorrectly) attributed to Pittsburgh-born pop artist Andy Warhol: "In the future, everyone will be world-famous for 15 minutes." And, of course, a...

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4 ways to save money when insuring young drivers

When your children start driving, concern for their safety takes a back seat to nothing. And with good reason: fatalities are highest among teen drivers, who obviously have relatively little time behind the wheel....

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Graduated driver licensing helping to make roads safer for young drivers throughout U.S.

Parents can get sticker shock when it comes to purchasing auto insurance for their teen-age children. The price tag is commensurate with the risk associated with that age group. Fatalities among teen drivers are three...

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Pressure situation: getting tire inflation right

The road to Super Bowl XLIX was a rocky one for the New England Patriots, accused of having used illegally under-inflated footballs in the American Football Conference championship. NFL fans and non-fans alike learned...

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Here’s how to PASS muster when using a fire extinguisher

It's pretty easy to see how dangerous home fires can be when you consider that they can be life threatening in just two minutes. Flames can engulf a residence in five minutes. Each year, more than 2,500 people die and...

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A breezy look at wind chill

It's one thing to take on a home-improvement project, but patching a hole in a wall is like a walk in the park compared with figuring out the wind chill. Here's the formula, courtesy of the National Weather Service:...

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