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Trouble Driving at Night? Check Out These 6 Tips

We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a completely new set of challenges. Why? It all comes down to one word:...

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PREPARING YOUR CAR FOR WINTER

Your automobile is likely one of your most valuable possessions, and you need to ensure it is kept in optimal working order at all times. With winter's cold air and precipitation already beginning to show up across the...

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How to Avoid Hitting a Deer

Autumn is beautiful, but it also introduces some fall driving hazards... deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re...

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How to tell when you need new brakes

Several telltale signs will let you know when to change brake pads or other components of your braking system. If you hear a squealing sound or your car pulls to one side when braking, you probably need your brakes...

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4 school bus safety tips for drivers

With summer winding down, school buses will hit the roads in anticipation of a new school year. As a driver, it’s a great time to brush up on your safe driving habits so you can confidently share the road with school...

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What is an Insurance Declaration Page?

Reading and understanding your insurance policy can be confusing, but it’s important knowledge to have. One of the best ways to ensure you have a full understanding of your insurance coverage is to review your policy’s...

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Safest Cars of 2022

Car buyers who consider safety a must-have feature can now choose from an even greater variety, according to the 2022 Insurance Institute for Highway Safety’s TOP SAFETY PICK award list. This year’s list recognized 101...

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Myths & Facts About Pumping Gas

by Becky Badar on August 17, 2021 There are a lot of areas of life where we need to separate fact from fiction. Who knew that the gas pump would be one of them? From the best time of day to fill up to what kind of gas...

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Safest Cars of 2021

For safety-conscious drivers, the 2021 Insurance Institute for Highway Safety TOP SAFETY PICK awards represent a wealth of choices. Each year, the IIHS, a nonprofit research and education organization, conducts tests to...

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Get to know: Tracy Hartman, office manager and personal lines agent

Where did you grow up? Pine Grove Can you tell us a little bit about your family? I am married to Chris Hartman, 20 years. We have two children, Samantha and Nathan. Samantha just completed her first year at the...

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Get to know: Chris Painter, AIS co-owner and commercial lines team leader

Your wife, Courtney, and her brother, Doug Erwin, started AIS in 2000. You joined AIS in 2007 after majoring in civil engineering at the University of Pittsburgh-Johnstown and then working for a decade in the...

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Running out of gas could be bad for your car, safety and pocketbook

It’s a humbling, maybe even humiliating experience when your car runs out of gas. Having to walk to a gas station, trusting there’s a gas can that you can borrow, ought to be lesson enough not to let it happen again....

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College's major problem: excessive drinking and its aftermath

It turns out that the famed “Freshman 15” is fiction, for the most part. Contrary to the notion that the average first-year college student gains 15 pounds, an Ohio State University study found that 2.4 (women) and 3.4 (...

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Best used cars for teen drivers: IIHS survey

Among "4 ways to save money when insuring young drivers" we identified in a previous blog post, at No. 3 we said don't buy them a new car. In fact, according to a survey by the Insurance Institute for Highway Safety, 83...

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Permanently attached equipment specifically should be noted when contractors buy commercial auto insurance

If you’re a building contractor, your truck is your livelihood. You spend an awful lot of time in it, driving to and from work sites. It’s your home away from home, so it’s likely you’ve modified it to accommodate so-...

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If you owe more on your car than it is worth, you should consider gap insurance

A new automobile can be a lot of things: simply a means of getting from Point A to Point B, or a fun, frivolous lifestyle accessory. But a sound investment it might not be. On average, according to Edmunds.com, a new...

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Keeping up to speed on antique and classic auto insurance

For several days each October, the Sweetest Place on Earth becomes the place for eyeing one sweet ride after another. Hershey annually welcomes the Antique Auto Club of America’s Eastern Fall Meet, which describes...

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4 insurance tips if your child is going to college

You had a talk with your college-bound son or daughter about making wise decisions in their lives. Now also is a good time to have a conversation with your insurance agent. A child leaving home has implications for his...

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You should spend more than 15 minutes on your car insurance

What’s the magic of 15 minutes? There’s a famous quote, often (perhaps incorrectly) attributed to Pittsburgh-born pop artist Andy Warhol: “In the future, everyone will be world-famous for 15 minutes.” And, of course, a...

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4 ways to save money when insuring young drivers

When your children start driving, concern for their safety takes a back seat to nothing. And with good reason: fatalities are highest among teen drivers, who obviously have relatively little time behind the wheel....

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Here’s how to jumpstart a dead car battery

There’s really no good time for your car battery to die and leave you stranded. But winter weather can be an especially difficult time to leave your headlights or the radio on when the car isn’t running. Just as you buy...

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