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All You Ever Wanted to Know About Insurance

Business interruption insurance compensates for lost income caused by disaster-related damage

Hurricane Irma, which struck in late summer 2017, caused estimated insurance losses in Florida of $8 billion, including 3,840 business interruption claims. Disasters cost inoperable small businesses an average of $3,...

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That rotten egg smell could be a sign of a natural gas leak in your home

In July 2017, a natural gas explosion in Manor Township, Lancaster County, killed a UGI worker, injured three other people, and destroyed a home. Four other nearby homes had to be condemned. “I just saw pieces of...

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Identity theft recovery coverage can help with costs and services to restore your credit

Lost wallets are one contributing factor to identity theft. In 2016, identity thieves stole $16 billion from 15.4 million U.S. consumers, according to the 2017 Identity Fraud Study, up from $15.3 billion and 13.1...

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Steer Clear Law: slow down and move over in emergency response areas

The law went into effect in 2006 and was toughened in 2017. On a Sunday night in December 2017, a police officer was standing outside of his cruiser on Route 202 in Chester County, Pa., writing a traffic citation....

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If you really want to know about a car, find its Vehicle Identification Number

Every car manufactured since 1981 has a 17-character Vehicle Identification Number. It has been described as a car’s fingerprint or DNA. It is a Vehicle Identification Number, or VIN, and every car or truck made since...

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To be organized and productive in the new year, hand write a to-do list

Even with all his super powers, Santa needs help keeping track of who’s naughty or nice. That’s why he makes his list (and checks it twice). Billionaire businessman Richard Branson, whose Virgin Group owns more than...

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Mixed signals: Do RFID chips pose a big risk for identity theft?

Credit cards embedded with RFID chips bear four curved lines that look like wifi symbols. Thumbing through a holiday catalog chock full of modern gadgets, we were struck by the presence of no fewer than three wallets...

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It’s child’s play, but adults have primary role when it comes to toy safety

In the holiday movie classic “A Christmas Story,” 9-year-old Ralphie Parker has one thing on his wish list: A Red Ryder BB gun. But his mother, his teacher and even Santa reject the notion, telling Ralphie, “You’ll...

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Get to know: Chris Painter, AIS co-owner and commercial lines team leader

The Painter family Your wife, Courtney, and her brother, Doug Erwin, started AIS in 2000. You joined AIS in 2007 after majoring in civil engineering at the University of Pittsburgh-Johnstown and then working for a...

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Running out of gas could be bad for your car, safety and pocketbook

It's a humbling, maybe even humiliating experience when your car runs out of gas. Having to walk to a gas station, trusting there's a gas can that you can borrow, ought to be lesson enough not to let it happen again....

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