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All You Ever Wanted to Know About Insurance

Here's how you can keep your cool this summer without having to crank up the A/C

Three-fourths of American homes have air-conditioning, according to the U.S. Department of Energy website, energy.gov. That cooling consumes approximately 6 percent of all energy produced in the United States, at a cost...

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Millennials tend to wildly overestimate the cost of life insurance

In “Star Trek” lore, a Vulcan salute – hand raised, palm forward, fingers split to form a V – is accompanied by the words, “Live long and prosper.” When we’re younger, the future can seem boundless. Even though we know...

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Be kind to your car’s engine: check the oil

The host of the British TV series “Fifth Gear” conceded that what he was doing was “cruelty to cars” and should be an arrestable offense. But he did it anyway. He drained the oil from a car’s engine and then took to the...

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Driveway sealing: coal tar or petroleum asphalt

With your paved driveway in need of refreshing, you’re presented with choices: namely, do the work yourself or hire a professional for the job. If you opt for the latter, you also have options: use a traditional coal-...

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You are getting very sleepy: the dangers of drowsy driving

It’s late at night, and the car ahead of you is driving erratically, swerving in and out of its lane, even running over rumble strips on the road’s shoulder. The person behind the wheel may not be under the influence of...

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Business interruption insurance compensates for lost income caused by disaster-related damage

Hurricane Irma, which struck in late summer 2017, caused estimated insurance losses in Florida of $8 billion, including 3,840 business interruption claims. Disasters cost inoperable small businesses an average of $3,000...

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That rotten egg smell could be a sign of a natural gas leak in your home

In July 2017, a natural gas explosion in Manor Township, Lancaster County, killed a UGI worker, injured three other people, and destroyed a home. Four other nearby homes had to be condemned. “I just saw pieces of...

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Identity theft recovery coverage can help with costs and services to restore your credit

In 2016, identity thieves stole $16 billion from 15.4 million U.S. consumers, according to the 2017 Identity Fraud Study, up from $15.3 billion and 13.1 million victims in 2015. Among states, Pennsylvania ranked seventh...

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Steer Clear Law: slow down and move over in emergency response areas

On a Sunday night in December 2017, a police officer was standing outside of his cruiser on Route 202 in Chester County, Pa., writing a traffic citation. Meanwhile, a passing car driven by a 67-year-old Maryland man...

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If you really want to know about a car, find its Vehicle Identification Number

It has been described as a car’s fingerprint or DNA. It is a Vehicle Identification Number, or VIN, and every car or truck made since 1981 has one comprising 17 characters (a combination of numbers and capital letters)...

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