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All You Ever Wanted to Know About Insurance

Driveway sealing: coal tar or petroleum asphalt

With your paved driveway in need of refreshing, you’re presented with choices: namely, do the work yourself or hire a professional for the job. If you opt for the latter, you also have options: use a traditional coal-...

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You are getting very sleepy: the dangers of drowsy driving

It’s late at night, and the car ahead of you is driving erratically, swerving in and out of its lane, even running over rumble strips on the road’s shoulder. The person behind the wheel may not be under the influence of...

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Business interruption insurance compensates for lost income caused by disaster-related damage

Hurricane Irma, which struck in late summer 2017, caused estimated insurance losses in Florida of $8 billion, including 3,840 business interruption claims. Disasters cost inoperable small businesses an average of $3,000...

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That rotten egg smell could be a sign of a natural gas leak in your home

In July 2017, a natural gas explosion in Manor Township, Lancaster County, killed a UGI worker, injured three other people, and destroyed a home. Four other nearby homes had to be condemned. “I just saw pieces of...

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Identity theft recovery coverage can help with costs and services to restore your credit

In 2016, identity thieves stole $16 billion from 15.4 million U.S. consumers, according to the 2017 Identity Fraud Study, up from $15.3 billion and 13.1 million victims in 2015. Among states, Pennsylvania ranked seventh...

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Steer Clear Law: slow down and move over in emergency response areas

On a Sunday night in December 2017, a police officer was standing outside of his cruiser on Route 202 in Chester County, Pa., writing a traffic citation. Meanwhile, a passing car driven by a 67-year-old Maryland man...

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If you really want to know about a car, find its Vehicle Identification Number

It has been described as a car’s fingerprint or DNA. It is a Vehicle Identification Number, or VIN, and every car or truck made since 1981 has one comprising 17 characters (a combination of numbers and capital letters)...

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To be organized and productive in the new year, hand write a to-do list

Even with all his super powers, Santa needs help keeping track of who’s naughty or nice. That’s why he makes his list (and checks it twice). Billionaire businessman Richard Branson, whose Virgin Group owns more than 400...

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Mixed signals: Do RFID chips pose a big risk for identity theft?

Thumbing through a holiday catalog chock full of modern gadgets, we were struck by the presence of no fewer than three wallets purporting to block RFID signals. First, we wondered, what are RFID signals? Second, why do...

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It’s child’s play, but adults have primary role when it comes to toy safety

In the holiday movie classic “A Christmas Story,” 9-year-old Ralphie Parker has one thing on his wish list: A Red Ryder BB gun. But his mother, his teacher and even Santa reject the notion, telling Ralphie, “You’ll...

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