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All You Ever Wanted to Know About Insurance

How to build an emergency supply kit

Fifty-two percent of Americans don't have copies of crucial personal documents, according to the U.S. Centers for Disease Control and Prevention. Forty-eight percent don't have emergency supplies; 44 percent don't have...

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Get your family ready in the event of an emergency evacuation

Hurricane Matthew left a trail of devastation in its wake, claiming more than 1,000 lives in Haiti and at least 33 in the United States. The Category 5 storm also caused billions of dollars in property damage. Florida...

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With inland marine coverage, your tools and equipment are covered wherever you take them

A construction site can go from being a hub of activity during the day to utter blackness overnight. A chain-link fence surrounding the property can deter thieves, but you'll often read about the theft of tools and...

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If a neighbor's tree falls on my house, who pays for any damages?

The subject of trees falling can lead to intriguing philosophical questions. For instance, if a tree falls in the forest and no one is around to hear it, does it make a sound? But we're more about practical matters at...

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Picture this: a safer, more respectful way to take selfies

In Greek mythology, Narcissus saw his reflection in a pool of water and fell in love with it. He was so taken with his own face that he stared at it until he died. In modern-day reality, a love of selfies is sometimes...

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Go to the head of the class by following these school bus safety tips

The wheels on the bus go round and round, round and round. Each year, school buses travel more than 400 million miles in Pennsylvania and 10 billion miles across the United States. Nationally, school buses keep an...

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Odds are you won’t be struck by lightning, but these steps can keep your family even safer

Benjamin Franklin was in Philadelphia when, with the help of a key and a kite, he proved that electricity and lightning were one and the same. It also was in the City of Brotherly Love that Franklin invented the...

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Permanently attached equipment specifically should be noted when contractors buy commercial auto insurance

If you're a building contractor, your truck is your livelihood. You spend an awful lot of time in it, driving to and from work sites. It's your home away from home, so it's likely you've modified it to accommodate so-...

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Tough bounces: trampoline use comes with high risk of injury and potential homeowner liability

Trampolines have their ups and downs - and that's the problem. While jumping and somersaulting has enormous appeal to children, the danger associated with landing improperly has led the American Academy of Pediatrics to...

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Distracted driving is dangerous to driver, passenger and bystander - all of the time

No doubt you've passed another driver who appeared to be focused more on his smart phone than on the road ahead. Then again, maybe you've done the same thing. It is what's known as distracted driving, which comprises...

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